Carbon neutral in our operations since 2008.

100% socially responsible investments.

Net-zero by 2040.

Our ambition is to make Vancity net-zero by 2040 across all our mortgages and loans. That means the carbon emitted from Vancity's lending will be eliminated or significantly reduced, with any remaining emissions being brought to net-zero.

Our financed emissions.

Vancity’s most significant climate-related impacts are the result of the loans and investments we choose to make. We’re working to reduce the emissions of the things we lend to and invest in, and have emissions reductions targets covering the majority of our lending.

These three categories make up close to 86%* of our measurable on-balance financed emissions.


Residential mortgages for home purchases


Commercial real estate mortgages for property acquisition


Business loans for operational purposes

To learn more about financed emissions and how we measure them, see our Financed Emissions Approach and Methodology Report.

Actions on climate change.

See all climate action stories.

Advocating for equitable climate action.

Advocating for equity-focused climate policy at every level of government is a key component to becoming net-zero by 2040.

Vancity is a leading voice in Canada on inclusive climate action. We meet regularly with policy makers across the country, and are members of councils transforming Canada’s infrastructure and economy. Our most recent submissions:

TO: Government of Canada (Office of the Superintendent of Financial Institutions)

Supporting strong requirements for federally regulated financial institutions’ management of climate-related risks.

See submission

TO: Government of Canada

Supporting the Government of Canada in creating a strategy to bring buildings to net-zero while looking after the financial well-being of families and businesses.

See submission

TO: Government of Canada

For a robust, comprehensive, and inclusive plan for developing Just Transition legislation that meets the needs of workers, businesses, and communities.

See submission

TO: Government of Canada (Office of the Superintendent of Financial Institutions)

For regulators such as OSFI to move quickly to integrate climate risks into capital and regulatory frameworks.

See submission

TO: Government of BC

Calling on governments to scale up their response to the changing climate with an approach grounded in Reconciliation and racial and economic justice.

See submission

TO: Canadian Securities Administrators

Calling on the Canadian Securities Administrators to require climate-related financial disclosures.

See submission

TO: City of Vancouver

Supporting the City of Vancouver in reducing greenhouse gas pollution from existing homes through zero-emission equipment for water and space heating and cooling.

See submission

When your money is changing the world, you are changing the world.

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